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post #1 of 18 (permalink) Old 05-13-2008, 11:29 AM Thread Starter
I miss mopar
 
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woops...sorry dude

I totally blasted some dude on the way to work today. Read ended the guy on an off ramp. No damage to my car, only slick damage (paint) to his car. We exchanged insurance info, but didn't call the cops. Anything wrong with that?

Steve
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post #2 of 18 (permalink) Old 05-13-2008, 11:39 AM
Ninja Kick!
 
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Not in my books. I'd pay for the damage in cash if at all possible.
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post #3 of 18 (permalink) Old 05-13-2008, 11:41 AM
BSB > WSBK > MotoGP
 
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Nope. In fact, you might not hear from him again. If I get hit, I'm insisting on calling for the police and making sure a ticket is issued to the other driver. That makes insurance claims go much easier if someone is at fault and a police ticket is in the system.

Years ago I locked up the brakes in snow on an I90 onramp and nailed the crap out of a guy's Accord. Middle of winter and his rear bumper cracked into 30 pieces. My truck had a couple scratches; he defintely got the bad end of the stick. But he didn't want to wait for the cops and just traded info and took off; I didn't argue.

Never heard from him or his insurance; meaning he probably had no insurance and/or no valid license.

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post #4 of 18 (permalink) Old 05-13-2008, 11:41 AM Thread Starter
I miss mopar
 
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Normally I would consider that, but I don't pay for insurance. My company will cover it all. Hopefully they won't hassle me for this.

Steve
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post #5 of 18 (permalink) Old 05-13-2008, 11:43 AM Thread Starter
I miss mopar
 
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Yeah other thing I noticed is his insurance card was expired. I sure hope he renewed it.

I still have to report it to my insurance unfortunately. Its policy that is has to be reported withing 1 day.

Just glad I didn't get a ticket. That I would have had to pay for. I'm assuming I can't get one after the fact riight?

Steve
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post #6 of 18 (permalink) Old 05-13-2008, 11:44 AM
Si Vis Pacem Parabellum
 
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I bumped an old couple like this some years back, I gave them my insurance info, didn't call the police but exchanged phone numbers too. I went over to their house a couple days later and washed/waxed their cars. I couldn't get the scratches out of the bumper so I told them to call the insurance company and they'd take care of it, they never called. Nice folks.

Brian
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post #7 of 18 (permalink) Old 05-13-2008, 12:40 PM
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I got hit back in college. No tickets. My insurance company required an assessment - said the crush blocks in the bumper were compromised. $3K to repair. (bumper looked perfect from the outside).

I took that check straight to the bar.

<---- Patrick

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post #8 of 18 (permalink) Old 05-13-2008, 01:00 PM
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Quote:
Originally Posted by Drama View Post
Yeah other thing I noticed is his insurance card was expired. I sure hope he renewed it.

I still have to report it to my insurance unfortunately. Its policy that is has to be reported withing 1 day.

Just glad I didn't get a ticket. That I would have had to pay for. I'm assuming I can't get one after the fact riight?
You could still get a ticket. I believe the guy actually has a week to file a report, though without a cop being on the scene the report won't be as valuable and a ticket would be harder to write.

Me personally I would call the cops if I hit someone. It makes the insurance stuff go smoother and could cover your @ss if the person you hit decides to come back and say you destroyed the car and put him in the hospital.

Never a bad time to climb... unless the weather is really horrible, and then you climb inside!

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post #9 of 18 (permalink) Old 05-13-2008, 04:13 PM
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I've taken reports for accidents that occurred weeks after the fact. Sometimes one decides to file a report bc someone tells they should have after the fact or their insurance company tells them to or they have a hard time getting in touch with the other driver or they learn of other damage (internal or undercarriage) to their vehicle later on.

You can be issued a citation after the fact too.

If I was in an accident I would always have a report filed just to cover my butt. I've seen incidents where one party says oh no big deal forget it and making a report and then they come to the pd and try to make a hit and run claim.

Does your company insurance or company have a policy that all incidents need a documentation?
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post #10 of 18 (permalink) Old 05-13-2008, 04:14 PM Thread Starter
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Yeah they probably do.

Should I go make the police report?

Steve
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post #11 of 18 (permalink) Old 05-13-2008, 04:17 PM
BSB > WSBK > MotoGP
 
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This is a company car, right? I probably would if that is the case since it's not your personal car.

Jeff
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post #12 of 18 (permalink) Old 05-13-2008, 04:17 PM Thread Starter
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Yeah it's a company car. just don't want to get a ticket now.

Steve
08 yamaha Zuma 49cc
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post #13 of 18 (permalink) Old 05-13-2008, 04:18 PM
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Quote:
Originally Posted by Drama View Post
Yeah they probably do.

Should I go make the police report?
I would, just to cover your butt. They will just contact the other guy, verify his info (license and insurance) and hear his account and fill out the report. What town was this in?
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post #14 of 18 (permalink) Old 05-13-2008, 04:19 PM Thread Starter
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It was in schaumburg. I forgot to get the guy's phone number though.

Steve
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post #15 of 18 (permalink) Old 05-13-2008, 04:26 PM
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Quote:
Originally Posted by Drama View Post
It was in schaumburg. I forgot to get the guy's phone number though.
There's other ways of locating people without a phone number.

The decision to make the report is up to you. I can't say for certain that you will get a ticket while I can't say that you won't...depends on the officer, the other guy's stand on the whole incident etc...

Hopefully you won't get in trouble at work or anything though for not reporting it.

Good Luck
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post #16 of 18 (permalink) Old 05-13-2008, 06:53 PM
CLSB's Florida Chapter.
 
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Quote:
Originally Posted by Drama View Post
I totally blasted some dude on the way to work today
so you were in boys town huh?

-Mopar

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post #17 of 18 (permalink) Old 05-13-2008, 08:14 PM Thread Starter
I miss mopar
 
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grow up

Steve
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post #18 of 18 (permalink) Old 05-13-2008, 08:15 PM Thread Starter
I miss mopar
 
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Just kidding that was awesome

Steve
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