well i'm bored and can't sleep, and have been randomly browsing different things on illinois' and mchenry's websites, and noticed this...

Proof of financial responsibility
(625 ILCS 5/1‑164.5)
Sec. 1‑164.5. Proof of financial responsibility. Proof of ability to respond in damages for any liability thereafter incurred resulting from the ownership, maintenance, use or operation of a motor vehicle for bodily injury to or death of any person in the amount of $20,000, and subject to this limit for any one person injured or killed, in the amount of $40,000 for bodily injury to or death of 2 or more persons in any one accident, and for damage to property in the amount of $15,000 resulting from any one accident. This proof in these amounts shall be furnished for each motor vehicle registered by every person required to furnish this proof.
(Source: P.A. 90‑89, eff. 1‑1‑98.)


So pretty much, as long as you have proof of having $55,000 on you, you dont need to have insurance??

Yes, random question, but i'd like some clarification on that...It never states anything about insurance, only the ability to cough up the cash if needed.

Edit: And i realize that basic coverage (20/40/15) really isn't all that much to cover for someone's injuries

Oh, and there are some fuggin wierd/dumb ass laws out there....I should start keeping tabs on all them that I notice.

I can see how lawyers can find loopholes....maybe i shouldve went into law-type stuff right out of high school

this insurance (sr-22) is very expensive and is mandated by the state after you've fugged up a lot or got caught driving without insurance too many times. hope you dont end up in that boat $$$$$

Yeah, I've read that before too...there's some stipulations on it, but there is a way to do it so you don't need to carry liability.