Cruiser Frame Question - Chicagoland Sportbikes
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post #1 of 9 (permalink) Old 05-22-2009, 12:03 PM Thread Starter
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Cruiser Frame Question

I think I already know the answer to this but I'll ask anyway, I can get a REALLY good deal on a Chopper frame that I was planning on eventually building into a cruiser. Guy has the frame and a rear wheel as a starting point, the frame only comes with a bill of sale, will this be the same headache as buying a complete streetbike without a title or is it different since it's an unfinished bike? Is the title issued after the project is completed or am I setting myself up for a headache here? Thanks!

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post #2 of 9 (permalink) Old 05-22-2009, 12:24 PM

 
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It's not a walk in the park working with the DMV but I believe the bike gets an inspection and then tittled as a home built.

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post #3 of 9 (permalink) Old 05-22-2009, 12:27 PM Thread Starter
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It's not a walk in the park working with the DMV but I believe the bike gets an inspection and then tittled as a home built.
The frame is a professional build and is stamped apparently. I don't mind working with the DMV at the end of it, I just don't want to get finished with this thing and find out the frame should have been titled from the get go and now I need a new frame.

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post #4 of 9 (permalink) Old 05-22-2009, 12:28 PM
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What you need is an MSO (Manufacture Statement of Origin) also know as MCO (Manufacture Certificate of Origin). Otherwise it is like it has no title. Bill of sale is worthless without that.
You are asking for a headache. Brian PM me if you have any questions. I can help.

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post #5 of 9 (permalink) Old 05-22-2009, 12:37 PM
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Another thing to think about is insurance. With state farm, "homemade and home built" bikes are not covered. They also do not cover choppers.
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post #6 of 9 (permalink) Old 05-24-2009, 11:46 PM

 
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Try to get the paperwork done first.

Gus
We offer three kinds of service @ Resurrection
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You can pick any two
GOOD service CHEAP won't be FAST
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and cold beer.

I'd love to help but I don't chase parts.
Please contact other forum members and supporters for parts.
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post #7 of 9 (permalink) Old 05-24-2009, 11:54 PM
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Another thing to think about is insurance. With state farm, "homemade and home built" bikes are not covered. They also do not cover choppers.
Biggest problem with custom choppers is the insurance issue. Some custom builders will use the neck of a HD frame so they can title and insure the bike as a HD. Much easier and in the not so long run also much cheaper.

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post #8 of 9 (permalink) Old 05-25-2009, 02:18 AM Thread Starter
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I ended up passing on the deal, thanks for the responses though. All he could offer was a Bill of Sale and no MSO or even the name of the manufacturer... there was a reason it was so cheap.

Brian
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post #9 of 9 (permalink) Old 05-25-2009, 08:29 AM
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Quote:
Originally Posted by Dr. D View Post
Biggest problem with custom choppers is the insurance issue. Some custom builders will use the neck of a HD frame so they can title and insure the bike as a HD. Much easier and in the not so long run also much cheaper.
State Farm and American Family go as far as to state any motorcycle with a stretch front end "chopper" cannot be insured. So you can own a bike for 10 years, have it insured, then decide to chopper it, and now you are not insured. Haters.
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