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post #1 of 31 (permalink) Old 04-26-2010, 06:58 PM Thread Starter
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Insurance Companies.

I'm currious what insurance companies people are using. I'm with Allstate right now but my rate just went up $600 because of the area I live in. And that's with being 25 no incidents on m record and having taken the safety course. Kind of absurd in my opinion. And if you have any refferals feel free to list them.

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post #2 of 31 (permalink) Old 04-26-2010, 07:10 PM
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State Farm
We use Brian Baldwin in Burr Ridge.

http://online2.statefarm.com/b2c/sf/agent/13/2373

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post #3 of 31 (permalink) Old 04-26-2010, 07:16 PM
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post #4 of 31 (permalink) Old 04-26-2010, 08:43 PM
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post #5 of 31 (permalink) Old 04-26-2010, 09:21 PM
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State Farm - Mark Mackey

I'm 24 and live in the city as well. Mark was able to get me ridiculously low rates on 100/300/100 (compared to Allstate, Geico, Progressive, etc). Also, during winter, I can change coverage from full to comprehensive, which is $20/mo on my 06 CBR1000RR.

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Last edited by Gone In 3; 04-26-2010 at 09:25 PM.
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post #6 of 31 (permalink) Old 04-26-2010, 09:27 PM
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Quote:
Originally Posted by GIZMO View Post
I'm currious what insurance companies people are using. I'm with Allstate right now but my rate just went up $600 because of the area I live in. And that's with being 25 no incidents on m record and having taken the safety course. Kind of absurd in my opinion. And if you have any refferals feel free to list them.
I am leaving allstate right now too.
dumbasses



oh well, I moved to geico for cars and house and bike to statefarm solo for cheapest result.

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post #7 of 31 (permalink) Old 04-26-2010, 11:04 PM
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I have allstate right now but switching to progressive direct in july when my allstate expires. Progressive direct is by far the cheapest for me being under 25 - so I'll stick with them (had them on a bike that was stolen... they are okay i guess). State Farm is only about 200$ more expensive...Funny story, American Family quoted me 400$/yr for my daytona 955 and then after I bought the bike and gave them the VIN number, they upped it to 1800/yr due to a 'crotch rocket' surcharge.

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post #8 of 31 (permalink) Old 04-26-2010, 11:13 PM
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I just switched from Allstate to Progressive.

My family has been with Allstate/Same Agent for almost 30 years. Me personally since I could drive. But my former agent couldn't match Progressive's rate. Even with the 30 years.

2006 636, 21y/o, clean record. I have my M-Class, and took the MSF.
Allstate Full Coverage = $1150.
Progressive Full Coverage = $810

I might be able to get more discount if I tell them I just switched.
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post #9 of 31 (permalink) Old 04-26-2010, 11:27 PM
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USAA... but they don't write new motorcycle policies anymore from what I hear. Rate too low to say but it doesn't matter anyway.

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post #10 of 31 (permalink) Old 04-26-2010, 11:45 PM
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26 years old 2 tickets within the last 36 months. Full coverage with 250 dollar deductible, not married, no kids, towing. I have the max coverage for a motorcycle. its an 07 zx6r which state farm has over 10g's in recipets for parts that were put on the bike. 23.33 a month.

State farm doesnt give a rats ass if you took any safety course seeing their rates are so low, even though i took the mrp program.
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post #11 of 31 (permalink) Old 04-26-2010, 11:52 PM
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State Farm for right now. I work for The Hartford (commercial lines) who doesn't currently write for motorcycles.

Quote:
Originally Posted by Arch View Post
USAA... but they don't write new motorcycle policies anymore from what I hear. Rate too low to say but it doesn't matter anyway.
Wait a little bit. I know The Hartford writes a lot of USAA policies and admins for them (AARP for that matter too). There is something in the works, and I'm keeping a watchful eye on it. I will only switch if it is beneficial to move ALL of my policies. I'm not the type of person who will have 5 different companies to save $20.
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post #12 of 31 (permalink) Old 04-27-2010, 12:27 AM
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Quote:
Originally Posted by jj8van View Post
Funny story, American Family quoted me 400$/yr for my daytona 955 and then after I bought the bike and gave them the VIN number, they upped it to 1800/yr due to a 'crotch rocket' surcharge.
American Family did the something similar to me on a '02 daytona 955i. I gave them the vin, they quoted and charged me about $325 a year. Next month I get a statement saying they have a 400% surcharge on sport bikes, and raised my rates without so much as a phone call. I cancelled and told them to fuck off.
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post #13 of 31 (permalink) Old 04-27-2010, 12:34 AM
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Quote:
Originally Posted by Pocket Rockets View Post
Wait a little bit. I know The Hartford writes a lot of USAA policies and admins for them (AARP for that matter too). There is something in the works, and I'm keeping a watchful eye on it. I will only switch if it is beneficial to move ALL of my policies. I'm not the type of person who will have 5 different companies to save $20.
I have had them since 98 for home/flood/auto/bike, switched bike in 2000 to another and have not had to do anything w/ bike since... but Chills said they are not writing anymore bike policies... You might be lucky if you are an existing customers; give them a try. Can't hurt to ask.

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post #14 of 31 (permalink) Old 04-27-2010, 06:58 AM
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Country Company aka Country Financial

they beat SF everytime I have called since I dropped SF.


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post #15 of 31 (permalink) Old 04-27-2010, 08:19 AM
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Progressive.
Would have liked to stay with State Farm but their rates are insane for my bike.
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post #16 of 31 (permalink) Old 04-27-2010, 08:33 AM
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Another vote for progressive.
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post #17 of 31 (permalink) Old 04-27-2010, 08:58 AM
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Quote:
Originally Posted by Arch View Post
USAA... but they don't write new motorcycle policies anymore from what I hear. Rate too low to say but it doesn't matter anyway.
Really? I have USAA. Does this mean that if I try to add a new bike to the policy they would say no? or just no to new member bike policies?
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post #18 of 31 (permalink) Old 04-27-2010, 10:05 AM
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USAA won't write policies for bikes anymore unless you currently have a bike with them. What they will do is use another insurance company to write the policy and then bundle it with your current USAA auto policy.

I've had my bikes with them for 8 years so I get grandfathered in; I'm sure Arch does the same. If I were to go bikeless for a period of time and then get a new bike I would lose this benefit.

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post #19 of 31 (permalink) Old 04-27-2010, 10:26 AM
 
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AmFam is like $120 a year for full coverage on my street bike.
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post #20 of 31 (permalink) Old 04-27-2010, 01:11 PM
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Quote:
Originally Posted by Chills View Post
USAA won't write policies for bikes anymore unless you currently have a bike with them. What they will do is use another insurance company to write the policy and then bundle it with your current USAA auto policy.

I've had my bikes with them for 8 years so I get grandfathered in; I'm sure Arch does the same. If I were to go bikeless for a period of time and then get a new bike I would lose this benefit.
Got it. Thanks for the info.
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post #21 of 31 (permalink) Old 04-27-2010, 01:20 PM
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progressive $38 a month for two bikes. one full coverage the other liability

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As long as their tits are bigger than their dicks, im in.

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post #22 of 31 (permalink) Old 04-27-2010, 01:25 PM
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I've had policies with Progressive in the past but when I was bike shopping this last time, they informed me that a gsxr 600 would be double the price for insurance as compared to a 600RR. I was told "The RR is a high performance motorcycle, whereas the gsxr is a SUPER high performance motorcycle." In other words, gixxers rule.
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post #23 of 31 (permalink) Old 04-27-2010, 01:53 PM
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State Farm

$25.32 a month for two bikes.
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post #24 of 31 (permalink) Old 04-27-2010, 01:57 PM
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Quote:
Originally Posted by Pocket Rockets View Post
I've had policies with Progressive in the past but when I was bike shopping this last time, they informed me that a gsxr 600 would be double the price for insurance as compared to a 600RR. I was told "The RR is a high performance motorcycle, whereas the gsxr is a SUPER high performance motorcycle." In other words, gixxers rule.
Did you tell them it was blue and white?
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post #25 of 31 (permalink) Old 04-27-2010, 01:59 PM
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No, I passed on the blue and white one. I figured the black/gunmetal version would be cheaper on insurance.
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post #26 of 31 (permalink) Old 04-27-2010, 02:50 PM
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Easier to come by on parts with blue/white which would make them cheaper


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post #27 of 31 (permalink) Old 04-27-2010, 03:00 PM

 
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State Farm, open as my own agent in December (worked for an agent for a few years, got my own office recently). Wait it out and give me a shot to earn your business!
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post #28 of 31 (permalink) Old 04-27-2010, 03:02 PM
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Quote:
Originally Posted by PolishPete View Post
State Farm, open as my own agent in December (worked for an agent for a few years, got my own office recently). Wait it out and give me a shot to earn your business!
+1 from me, Pete has always taken care of me, in more ways than one.

Last edited by drozek; 04-27-2010 at 03:05 PM.
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post #29 of 31 (permalink) Old 04-27-2010, 10:08 PM Thread Starter
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Well so fare it looks as though State Farm is winning. I'll know for sure by tomorrow.

You wanna see my itinerary?
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post #30 of 31 (permalink) Old 04-27-2010, 10:39 PM

 
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Quote:
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+1 from me, Pete has always taken care of me, in more ways than one.
Haha. Thanks, appreciate it.
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