Anyone ever have progressive total a bike? - Chicagoland Sportbikes
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post #1 of 20 (permalink) Old 09-15-2010, 03:43 PM Thread Starter
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Anyone ever have progressive total a bike?

Just curious how they handle it. Do the let you buy the bike back? How cheap if so?
Adjuster is coming to look at a buddy's bike friday and thinks it is totaled, if the price is right I would love it as a track bike. He no longer wants to own a bike after the get off.

"If you love your motorcycle let it go, if it comes back you've highsided"
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post #2 of 20 (permalink) Old 09-15-2010, 03:44 PM
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People actually have Progressive? They quoted me something CRAZY a few years back.

Same Circus, Different Clown
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post #3 of 20 (permalink) Old 09-15-2010, 03:46 PM
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standard policy is 20% of BB so if the bike books for 4K you should get it for $800

if noone wants it at that price it goes to auction

owner should have first chance at buyback if he asks
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post #4 of 20 (permalink) Old 09-15-2010, 03:46 PM
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i've got good rates at progressive! and coverage!

visor down
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post #5 of 20 (permalink) Old 09-15-2010, 03:58 PM
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The vehicle has to be 9 years or older in Illinois for you to have the option to buy it back. State law.
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post #6 of 20 (permalink) Old 09-15-2010, 04:03 PM Thread Starter
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9 years?! Damn. Guess I get no shot at this bike then.
So what happens to it?

"If you love your motorcycle let it go, if it comes back you've highsided"
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post #7 of 20 (permalink) Old 09-15-2010, 04:05 PM
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It goes to an auction, where an out of state/country buyer will typically pay over retail for it.

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post #8 of 20 (permalink) Old 09-15-2010, 04:13 PM Thread Starter
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Oh well, I guess no track bike for me. I'll have to keep pulling double duty with the SV for awhile.

"If you love your motorcycle let it go, if it comes back you've highsided"
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post #9 of 20 (permalink) Old 09-15-2010, 04:36 PM
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Quote:
Originally Posted by Matoo View Post
Oh well, I guess no track bike for me. I'll have to keep pulling double duty with the SV for awhile.
just buy daves SV, its got the pedigree of a winner, and has brought home a first place trophy

-Jason
CCS AM #31
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post #10 of 20 (permalink) Old 09-15-2010, 04:37 PM
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im guessing this is ur bike. LOL


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post #11 of 20 (permalink) Old 09-15-2010, 04:38 PM
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Negative. But that is what I thought initially too.

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post #12 of 20 (permalink) Old 09-15-2010, 05:27 PM Thread Starter
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Originally Posted by Pilotx1 View Post
just buy daves SV, its got the pedigree of a winner, and has brought home a first place trophy
I'm happy with my SV, but it would be hard to pass up an 05 R6 with scratches and a bent clutch lever for a grand or less. What will most likely happen is I will by something like a cruiser for the street and make the SV track only.

"If you love your motorcycle let it go, if it comes back you've highsided"
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post #13 of 20 (permalink) Old 09-15-2010, 05:31 PM Thread Starter
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Originally Posted by G2G View Post
Lol, no.
This guy doesn't want to keep the bike like that guy. He says he is done with bikes. Just want to get it fixed and sell it.
From the description he gave the adjuster, the adjuster said it is most likely totaled. Shame really, rashed fairings on both sides, a couple scratches on the stator and clutch covers, broken off signal and a bent clutch lever.

"If you love your motorcycle let it go, if it comes back you've highsided"
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post #14 of 20 (permalink) Old 09-15-2010, 05:37 PM
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Quote:
Originally Posted by Matoo View Post
Oh well, I guess no track bike for me. I'll have to keep pulling double duty with the SV for awhile.
quit yer cryin u big baby! yer bike is a great (double duty) bike.
just remember the "tire" talk we just had...............yeah....that one!

418
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post #15 of 20 (permalink) Old 09-15-2010, 05:56 PM
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Quote:
Originally Posted by Pilotx1 View Post
just buy daves SV, its got the pedigree of a winner, and has brought home a first place trophy
This. And I bought it from Dani and Tea has ridden it, so the seat smells




cereal, if you are interested I'll give you a hella deal on it.
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post #16 of 20 (permalink) Old 09-16-2010, 12:49 AM
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Quote:
Originally Posted by Matoo View Post
Just curious how they handle it. Do the let you buy the bike back? How cheap if so?
Adjuster is coming to look at a buddy's bike friday and thinks it is totaled, if the price is right I would love it as a track bike. He no longer wants to own a bike after the get off.
Got rear ended at a light last year, other driver who hit me had progressive, the bike was totaled b/c the frame was bent. Anyway, long story short, they offered me to buy the bike back, but the price was determined based on some complex calculation they performed (04 r6 buy back for $1400).

hope this helps

-Sonny
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post #17 of 20 (permalink) Old 09-16-2010, 01:20 AM
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^^^^

Was this in Illinois? It's against the law to buy back anything newer than 9 years old.

To minimize “chop shop” crime, Illinois law lets you keep a totaled vehicle only if it is nine years old or older, or if the vehicle has incurred only hail damage that does not affect the operational safety of the vehicle. In that case, your insurance company may, but is not required to let you keep your vehicle. If you have a newer vehicle, you must give the vehicle and clear title to your insurance company before they can settle your claim. Refer to our fact sheet Total Loss Auto Claims with Your Insurance Company (Rule 919 Exhibit A – Rights of Recourse) for more information.

http://www.insurance.illinois.gov/au..._own_claim.asp

Last edited by Dave13; 09-16-2010 at 01:23 AM.
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post #18 of 20 (permalink) Old 09-16-2010, 10:44 AM
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Quote:
Originally Posted by Daryl 636 View Post
People actually have Progressive? They quoted me something CRAZY a few years back.
I have progressive and my rates are substantially better than anywhere else I called.
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post #19 of 20 (permalink) Old 09-16-2010, 10:33 PM
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When I totaled out a bike with progressive in '03, I got a check on the spot. The adjusted came up with a rough estimate of repairs, checked blue book, I signed over the title, and he gave me a check. Took less than 1 hour. The bike was at a buddies house and the title was at mine, so we had drive time in that hour. No clue on buying it back, I was too young and naive to know about that or repairs.

98 FZR600R
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post #20 of 20 (permalink) Old 09-16-2010, 11:14 PM
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Quote:
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^^^^

Was this in Illinois? It's against the law to buy back anything newer than 9 years old.

To minimize “chop shop” crime, Illinois law lets you keep a totaled vehicle only if it is nine years old or older, or if the vehicle has incurred only hail damage that does not affect the operational safety of the vehicle. In that case, your insurance company may, but is not required to let you keep your vehicle. If you have a newer vehicle, you must give the vehicle and clear title to your insurance company before they can settle your claim. Refer to our fact sheet Total Loss Auto Claims with Your Insurance Company (Rule 919 Exhibit A – Rights of Recourse) for more information.

http://www.insurance.illinois.gov/au..._own_claim.asp

The bike was registered in IL, but the incident took place in Virginia, so that might change few things.

-Sonny
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