Looking for Suggestions on a New Bank - Chicagoland Sportbikes
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post #1 of 49 (permalink) Old 09-26-2011, 03:03 PM Thread Starter
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Looking for Suggestions on a New Bank

Well, after many years my old home town bank was bought out by a larger firm and I've been pretty disappointed since the switch was implemented in June. Poor service (both in person and over the phone), an improperly functioning internet banking system and lack of branch locations have me looking elsewhere.

I'd like to maintain my current set up, with a linked savings/checking account with instant transfers to and from. Outside of that, the usual concerns apply, fees, fine print, customer service, etc.

I had considered an ING online account at one point but over the years I've really begun to value a personal, face to face relationship with my money managers and my bank is no different.

So, what banks have you guys been happy with?

Tom

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Originally Posted by Tacitus
In a state where corruption abounds, laws must be very numerous.
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post #2 of 49 (permalink) Old 09-26-2011, 03:09 PM
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I've had Harris since I had a job. Great online, good locations. Solid bank plus Hawks and Bulls debit cards!

Ross
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post #3 of 49 (permalink) Old 09-26-2011, 03:14 PM
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Chase does all of the above.
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post #4 of 49 (permalink) Old 09-26-2011, 03:15 PM
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Chase does all of the above.
yep yep. Been with Chase since they was Bank One and no complaints.

<---- Useless Mufugga
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post #5 of 49 (permalink) Old 09-26-2011, 03:19 PM Thread Starter
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I considered Chase first actually simply because that's where my mortgage is.

Tom

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In a state where corruption abounds, laws must be very numerous.
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post #6 of 49 (permalink) Old 09-26-2011, 03:24 PM
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I honestly never dealt with fees of any sort except online pay when I first signed up for it years ago but don't pay now.

<---- Useless Mufugga
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post #7 of 49 (permalink) Old 09-26-2011, 03:37 PM
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Chase.

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post #8 of 49 (permalink) Old 09-26-2011, 03:38 PM
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yep yep. Been with Chase since they was Bank One and no complaints.
Same here but even back when they were 1st Chicago - AWESOME Bank - I do all my shit on line and never have to even go in the bank - ATMs are everywhere and the iPhone and iPad App are great as well

"Life is not a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside, thoroughly used up, totally worn out, and loudly proclaiming WOW, what a RIDE !!"
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post #9 of 49 (permalink) Old 09-26-2011, 03:58 PM Thread Starter
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Coolness. Bank reviews online are almost 100% negative, as it seems that more than most other things bank reviewers are of the unsatisfied variety. Getting some positive LOCAL feed back is great.


Tom

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In a state where corruption abounds, laws must be very numerous.
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post #10 of 49 (permalink) Old 09-26-2011, 04:03 PM
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For commodity services like bill pay and ATM access I use Chase and they are good.

SAvings rates are a joke these days and banks are super competitive so pick the dog with the least amount of fleas. ING/online will have the best rates.

Investments, mortgages, credit, etc is a whole different topic
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post #11 of 49 (permalink) Old 09-26-2011, 04:07 PM Thread Starter
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Yep this is just personal checking and low dollar amount savings. This particular savings account is more or less emergency money and general rainy day savings...the key there is just instant transfers, so that it's fully liquid pretty much whenever I want.

Tom

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In a state where corruption abounds, laws must be very numerous.
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post #12 of 49 (permalink) Old 09-26-2011, 04:11 PM
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Same with many here I was with 1st Chicago that it went to Bank One now its Chase. I work in the Chase bldg DT so its very convienent for me and also there ATM's are all over the place.
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post #13 of 49 (permalink) Old 09-26-2011, 04:13 PM
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I'll add another vote for Chase.

"There are no men more ignoble or more foolish, no men whose actions are fraught with greater possibility of mischief to their country and to mankind, than those who exalt unrighteous peace as better than righteous war." - Theodore Roosevelt
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post #14 of 49 (permalink) Old 09-26-2011, 04:26 PM
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I've been with Chase since 1st Chicago as well. You can deposit checks by taking a picture of them which I think BOA had first but whatever. Every account you have with Chase will show up on the same page of your online account. Money transffered between accounts are almost instant. If transferring from savings to checking for example it is instant. ATMs are the most abundant throughout Chicagoland but who uses dirty cash these days? Their savings account rate sucks though so I dumped my savings into American Express which is an online only type of account. At the time they were at 1.25% no minimum balance which was the best. It is very easy to transfer between external accounts but takes a few days to complete.
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post #15 of 49 (permalink) Old 09-26-2011, 04:31 PM
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Another for Chase. Pretty sure it was First Chicago when my parents opened my account when I was born, 27 years ago. Haven't had any reason to consider switching.

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post #16 of 49 (permalink) Old 09-26-2011, 04:32 PM
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been with wells fargo for 18 years, now they say they need $15 per month outa my ass to keep the account starting Nov 15, i have another acct local that doent charge anything, im gonna tell wells good bye and enjoy having 1 less customer assholes
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post #17 of 49 (permalink) Old 09-26-2011, 04:32 PM Thread Starter
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Jeebus.

Chase it is

There's a branch right down the street. Just may stop in tonight

Tom

Quote:
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In a state where corruption abounds, laws must be very numerous.
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post #18 of 49 (permalink) Old 09-26-2011, 04:34 PM
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whatever you do don't open an account with Bailey Savings and Loan. They'll lose your muffucking money yo!

<---- Useless Mufugga
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post #19 of 49 (permalink) Old 09-26-2011, 04:35 PM
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Chase.
I can go to a branch and talk to someone if I have to, but typically manage everything online. Easy and simple. Savings APY is a joke.
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post #20 of 49 (permalink) Old 09-26-2011, 04:39 PM Thread Starter
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Quote:
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whatever you do don't open an account with Bailey Savings and Loan. They'll lose your muffucking money yo!


No no, don't worry man. They told me I'd have a personal account manager...his name was George something or other. Should be all good

Tom

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In a state where corruption abounds, laws must be very numerous.
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post #21 of 49 (permalink) Old 09-26-2011, 04:41 PM
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Sounds like you are set on Chase, and since you already have a mortgage with them, this will qualify you for their best accounts and the "perks" they offer at no cost to you. When my mortgage was with Chase, I was told that the amount of the loan translated into a minimum balance requirements.

I am sure they will tell you this when you chat with them, but I'd figure a heads-up is a good idea, incase the person you speak with is not on the ball.

Greg

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post #22 of 49 (permalink) Old 09-26-2011, 04:48 PM Thread Starter
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Great, thanks Greg. I'll definitely keep that in my hip pocket. I was just researching all of their different checking/savings plans and they do have "linked account" qualifiers for all of their minimum average balances. Sounds like the mortgage counts there!

Tom

Quote:
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In a state where corruption abounds, laws must be very numerous.
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post #23 of 49 (permalink) Old 09-26-2011, 04:58 PM
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Sounds like you are headed for Chase. When they piss you off, consider Northern Trust.

I've been with them since the old Continental Bank sold their consumer accounts to First National (nee Bank 1; Chase) First national pissed me off and I've been with NT since. Not a lot of locations, but excellent accounts, and outstanding on-line banking/bill pay.

Craig
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post #24 of 49 (permalink) Old 09-26-2011, 05:00 PM Thread Starter
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Quote:
Originally Posted by beac83 View Post
Sounds like you are headed for Chase. When they piss you off, consider Northern Trust.

I've been with them since the old Continental Bank sold their consumer accounts to First National (nee Bank 1; Chase) First national pissed me off and I've been with NT since. Not a lot of locations, but excellent accounts, and outstanding on-line banking/bill pay.
I stayed with my home town bank until this year despite limited locations (limited as in 3 total!) because of superior customer service. So, needless to say I'm willing to sacrifice branch availability for worry/hassle free banking.

Tom

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In a state where corruption abounds, laws must be very numerous.
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post #25 of 49 (permalink) Old 09-26-2011, 05:19 PM
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Chase is the obvious choice, but yeah, they will get you with fees if you aren't careful. I pay $12 a month despite being with them for 20 years, having a line of credit with them, and two accounts personal/business, and my CC processing. I went in to get a cashier's check made, which they have never charged for, and hit me for another $10 or something. Ready to look for another option that might value my business a little more.
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post #26 of 49 (permalink) Old 09-26-2011, 05:45 PM
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Quote:
Originally Posted by 750 View Post
I've had Harris since I had a job. Great online, good locations. Solid bank plus Hawks and Bulls debit cards!
+1

I've been with Harris for some time now after my small bank wasn't keep up with the times. I have to say I am very impressed and happy with the service I received.
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post #27 of 49 (permalink) Old 09-26-2011, 06:28 PM
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I have had chase/ bank one for about 10 years now an they have been conveniant. I've been happy with them except for lately. They are adding all kinds of fees this year and nickle and dimeing people. They now charge $25 per month for having less than $1000 in your account, charging to use your card for gas, and they charge you when you use other peoples atms.
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post #28 of 49 (permalink) Old 09-26-2011, 07:48 PM
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DuPage Credit Union ftw. I've been with them for a decade, and they only get better.
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post #29 of 49 (permalink) Old 09-26-2011, 07:49 PM
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I use Ally bank, have had them since I moved here to FL, I make so much more money in interest, plus the online bill pay and money transfers have worked great.

-Mopar

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post #30 of 49 (permalink) Old 09-26-2011, 09:10 PM
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Chase for the most part is great. I would say them if they hadn't screwed me a couple of times...never do ATM deposits. Other then my few personal experiences that went bad, the in between times were good. But the few times they screwed up they pissed me off enough to close all my accounts there and move to Harris a few years back. I have been very pleased with service and locations for Harris. So i say check out Harris as well. All things considered though, Chase seems like a better fit for you. If they can keep up the customer service.

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