Insurance Help - Chicagoland Sportbikes
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post #1 of 9 (permalink) Old 01-14-2004, 07:06 AM Thread Starter
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Insurance Help

Remember, about a week or so that big snowfall we had? Well I was driving with my little girl to the store… was pulling into the store parking lot…I remember it being a slight downgrade. I applied the breaks but could not stop to make the turn and ran hard into the concrete curb. Looked ok… stilled had air in it.

Now the car is making a loud humming noise when I drive and I could see that my rim is starting to break apart. The rim is aluminum and looks like the tires about to pop off.

Therefore, I was wondering how long do I have to make a claim with an insurance co. This is the first time that I ever had to do this so any information would be helpful

Thanks, Fred.
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post #2 of 9 (permalink) Old 01-14-2004, 07:24 AM
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you can make a clam at anytime i believe?



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post #3 of 9 (permalink) Old 01-14-2004, 09:51 AM
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What's your deductible? You may not want to make a claim until you have it checked out and see how much it is going to cost to fix.
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post #4 of 9 (permalink) Old 01-14-2004, 12:18 PM Thread Starter
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Quote:
Originally posted by larryg
What's your deductible? You may not want to make a claim until you have it checked out and see how much it is going to cost to fix.
My deductible is $500.00, went got an estimate from GMAC of
$621.23 so far. Because he didn't put the car on the lift to look underneath, but I know theres problems because the wheel is out of alignment and I can feel some vibration in the pedals.
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post #5 of 9 (permalink) Old 01-14-2004, 12:32 PM
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First of all let the air out of that tire. If that bead blows it could take your leg with it.




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post #6 of 9 (permalink) Old 01-14-2004, 12:37 PM
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I would put your insurance company on notice that you may be making a claim.
That way, they can never say that you did not report it timely.

If the damage is only a $100 over your deductible, you may just want to pay it all cause your carrier may raise your rates. Best bet would be to call your agent.
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post #7 of 9 (permalink) Old 01-14-2004, 02:01 PM Thread Starter
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Quote:
Originally posted by GsxrTony
First of all let the air out of that tire. If that bead blows it could take your leg with it.

Will do.
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post #8 of 9 (permalink) Old 01-14-2004, 02:05 PM Thread Starter
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Quote:
Originally posted by Bandit66
I would put your insurance company on notice that you may be making a claim.
That way, they can never say that you did not report it timely.

If the damage is only a $100 over your deductible, you may just want to pay it all cause your carrier may raise your rates. Best bet would be to call your agent.
I did call so will see, as for it being only $100 over. Not sure yet because I think I bent the sub frame.
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post #9 of 9 (permalink) Old 01-14-2004, 03:43 PM
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yeah if its a couple bucks under you over your deduc, pay for it yourself.

and dam! what were ya doing 80 in the parking lot?....lol



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