Sold my car - Chicagoland Sportbikes
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post #1 of 20 (permalink) Old 05-24-2004, 05:15 PM Thread Starter
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Sold my car

I sold my Civic Si last week through Cars.com. I bought it on eBay in January and sold it for a sizable profit after putting about 3K miles on it.

The guy who bought it flew in from out of state with his and went with me to the bank, paid me a cashier's check for my asking price to get the Title without even walking around the car or test driving it, he didn't negotiate on the price either.

Initially I thought that it was shady but he mentioned that he does missionary work and I think he just trusts everyone. My car was clean and in perfect condition but still I atleast expected him to negotiate on the price and test drive the car before he paid me the money.
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post #2 of 20 (permalink) Old 05-24-2004, 05:25 PM
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Weird......the check was good right?

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post #3 of 20 (permalink) Old 05-24-2004, 05:33 PM
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Quote:
Originally posted by Dr. D
Weird......the check was good right?
cashiers checks are always good....

-Mopar

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post #4 of 20 (permalink) Old 05-24-2004, 05:40 PM
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Quote:
Originally posted by MoparBoyy
cashiers checks are always good....
Once they clear they are. you can stop payment on them. I just went through all of that when I sold the valkyrie, I couldnt have my money from the bank for two weeks cause it had to clear. Then the other one I had I couldnt even cash at the bank that issued it.




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post #5 of 20 (permalink) Old 05-24-2004, 05:42 PM
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Quote:
Originally posted by MoparBoyy
cashiers checks are always good....
NO NO NO!

HUGE scam going around! Looks good but they could be forged!

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post #6 of 20 (permalink) Old 05-24-2004, 05:52 PM
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Yep, Cashier's Check can be easily forged.

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post #7 of 20 (permalink) Old 05-24-2004, 05:52 PM
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Quote:
Originally posted by Labdog
NO NO NO!

HUGE scam going around! Looks good but they could be forged!
yes... but did he say:

Quote:
The guy who bought it flew in from out of state with his and went with me to the bank, paid me a cashier's check for my asking price
so he got it from the bank..

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post #8 of 20 (permalink) Old 05-24-2004, 06:01 PM
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Sure. They look good to the bank. It takes 2 weeks (at the most) for your bank to cash the check but in the meantime the other bank can say yes it is our check but WE (the institution) never issued it. So yes indeed you can be screwed (not say YOU are) and it would take 3-5 business days to find out. -

(mind you this is the scam anyway but if he had the funds right there why not take the cash?)

<--Kelly

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post #9 of 20 (permalink) Old 05-24-2004, 07:48 PM
freaking newbies, man there slow, ha ha ha
 
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You'd think in the modern world there could be a more secure for of cashiers check that can't be forged.... I guess there's always cash.
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post #10 of 20 (permalink) Old 05-24-2004, 08:05 PM
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Cash is still king.

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post #11 of 20 (permalink) Old 05-24-2004, 10:39 PM
freaking newbies, man there slow, ha ha ha
 
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paypal is better than checks these days
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post #12 of 20 (permalink) Old 05-24-2004, 10:58 PM
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Yup, I remember posting a while back that I got a bogus cashier's check. It was an authentic check, but no funds in the account. So, you could still be screwed. Sorry for the harsh reality.

People take these things too seriously!
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post #13 of 20 (permalink) Old 05-25-2004, 09:00 AM Thread Starter
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I trusted the check because we went to his bank first where he had gotten the loan from and he received the cashier's check from them. I think banks take the funds from his account before they issue a cashier's check, don't they?

Anyway, I haven't heard any news from my bank about the check and I'm hoping that it remains that way.
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post #14 of 20 (permalink) Old 05-25-2004, 09:22 AM
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Nope you are screwed! Call it a loss and forget about it.

J/K! I am sure it is all good. It is odd he drew it from his banks branch here but either way it will be fine. (i hope). I am LEARY of anything but CASH from a stranger now a days.

<--Kelly

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post #15 of 20 (permalink) Old 05-25-2004, 12:19 PM
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I took a cashiers check from the local guy who bought my Kawi. I dropped the bike off at his house and even met his mom so I guess that helped my trust level. It sucks that the few scammers out there ruin it for the mostly honest people just trying to make a deal.

Congrats on getting a great deal!

Rich
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post #16 of 20 (permalink) Old 05-26-2004, 02:59 PM
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cashiers checks vs. certified checks

Never confuse the two. A cashiers check or a bank check is drafted on a bank's ledger and the bank is the counterparty. This is generally as good as cash. Unless it is forged, of course. At the top of every CraigsList category is a big warning about out of the area people passing off forged cashiers checks. If you must accept, you should probably go to the institution that wrote the check and demand payment on the spot.

A certified check is just a personal check that the bank creates after verifying your signature and that theres enough dough in the account at the time of issue. The other person is the counterparty.

TaxMan, is all well?
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post #17 of 20 (permalink) Old 05-26-2004, 06:31 PM Thread Starter
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I called my Credit Union today and they told me that they have been paid. I hope everything is taken care of.
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post #18 of 20 (permalink) Old 05-26-2004, 08:12 PM
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Glad to hear its all ok. I was getting some bad vibes. Now you just need to spend it on something cool. How about that new '05 BMW?
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post #19 of 20 (permalink) Old 05-28-2004, 11:26 AM Thread Starter
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Are you talking about the 05 3-Series?

Actually, I'm looking around for a used 02 & up S2000 with low miles. I may have to sell my R6 if I get it since I just have one parking spot.
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post #20 of 20 (permalink) Old 05-29-2004, 01:03 AM
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Cashiers checks are not always good as many people pointed out already. Just recently there was a scam called "nigerian scam" Your scenario sounds almost just like it. this was at my old bank where I used to work, we had close to 3 mil in forged cashiers checks. No man's check is as good as cash. Just my $0.02
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