Insurance - Chicagoland Sportbikes
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post #1 of 29 (permalink) Old 01-03-2006, 01:53 PM Thread Starter
 
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Insurance

I have a 2003 CBR 600 RR and have State Farm insurance. I just got a 2003 v-star 1100 and State Farm want twice as much as the CBR for insurance on it. I said that it is a cruiser but they say that they go by the cc's not the type of bike it is. So what I am asking is who can I get cheep insurance thru for this bike. I only pay 380 dollers a year for full insurance on the CBR and I have to think that the V-star whould be cheeper. Does anyone know where I can get a better price on full insurance for the V-Star? Thanks for your help.
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post #2 of 29 (permalink) Old 01-03-2006, 02:04 PM
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My brother and I both use progressive, me for my F4, and him for his sportster. We both pay below $300.
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post #3 of 29 (permalink) Old 01-03-2006, 02:26 PM
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+1 on progressive. go to www.progressive.com and compare rates.

also, they've supported the AMA and superbike racing, so they will always get my $$$ for bike insurance.
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post #4 of 29 (permalink) Old 01-03-2006, 02:36 PM
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Got 2001 V-star 1100 on progressive - $120/year
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post #5 of 29 (permalink) Old 01-03-2006, 03:00 PM
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All State, ask for Louis. Naperville office 630-548-5400. Great rates! Family and friends now use him. Worth the call
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post #6 of 29 (permalink) Old 01-03-2006, 03:05 PM
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hmmm i know my 750 is a little more then my wifes 600 in insurance. we have state farm but i didn't know they just go by cc's. i thought they went by bike value because there was a price different between my 95 600 and the 04 600

------------------------------------------------
-Heesh

I can't wait for the summer...
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post #7 of 29 (permalink) Old 01-03-2006, 03:07 PM
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My 1000RR is about $300 per year through State Farm.. Did not see a huge jump from 600 to 954 to 1000. Has alot to do with driving record, age and if you insure multiple vehicles..




"I am Jack's smirking revenge.."
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post #8 of 29 (permalink) Old 01-03-2006, 04:09 PM
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this thread hasn't been posted before,, we should just make a poll out of it...

you will get three answers primarily, and thats state farm, progressive, and country companies.

me personaly, I like country companies

<-- Chris

turn the bars left and go right; that just isn't right
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post #9 of 29 (permalink) Old 01-03-2006, 04:16 PM
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State Farm

2003 Chev trailblazer 59.63 x 10 months
2004 Honda CBR 1000RR 28.10 x 10 months
2004 Honda Rebel 250 10.06 x 10 months
1990 Honda VFR 750 12.01 x 10 months
1999 Honda CBR600F4 14.33 x 10 months

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post #10 of 29 (permalink) Old 01-03-2006, 04:22 PM
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I just switched from progressive to geico. Slightly better coverage and a savings of over $300 for me.

http://www.geico.com/cycle/
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post #11 of 29 (permalink) Old 01-03-2006, 04:29 PM
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I had SF and changed out to CC which has the best rates for me.

Just do a search for insurance there are MANY threads

but yes SF goes by cc's.


I'm sick of following my dreams. I'm just going to ask them where they're goin', and hook up with them later!!
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post #12 of 29 (permalink) Old 01-03-2006, 05:15 PM
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If all you care about is price, then I say GEICO. I had progressive, and switched to geico. Saved about 200 a year. But then again, I'm a special case, and pay 800/yr for an 02 SV650S.

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post #13 of 29 (permalink) Old 01-03-2006, 05:44 PM
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For me in State farm 246$.

" Never drive faster, than your guardian angel can fly."

My Garage

PSN: chamala2000

Peter
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post #14 of 29 (permalink) Old 01-03-2006, 10:18 PM Thread Starter
 
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Thanks everyone for the help.
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post #15 of 29 (permalink) Old 01-04-2006, 01:56 AM
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Quote:
Originally Posted by CHeYeNNe
I had SF and changed out to CC which has the best rates for me.

Just do a search for insurance there are MANY threads

but yes SF goes by cc's.

+1 on Country... they dropped me from $1,500/year to $350/year on my Bandit (classified as a sport-touring) and from $1,000/ 6-months to $770/ 6-months on my 2003 Sunfire although I am a single 24 yo male. LOL good luck on what ever choice you make.

Ride smart... stupid hurts.

Everyone crashes. Some get back on. Some don't. Some can't...

Godspeed 788!!! We miss you!

Last edited by Deuces; 01-04-2006 at 09:13 AM.
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post #16 of 29 (permalink) Old 01-04-2006, 04:46 AM
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*sigh* i wish my insurance was that cheap, lol.... i pay 1400/year due to my suspension from 5 years ago , sob
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post #17 of 29 (permalink) Old 01-21-2006, 12:43 AM
 
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i don't know if http://ww.oneshopinsurance.com offer insurance for motorcycle.
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post #18 of 29 (permalink) Old 01-22-2006, 12:33 AM
 
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346/yr on the busa through state farm
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post #19 of 29 (permalink) Old 01-22-2006, 03:08 PM
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damn!

between the SS and 749, I'm paying 2800 for full coverage w/ a 500 deductible. And I don't have any suspensions or claims. WTF?!

Attorney-at-Law: Doing my part to contribute to the downfall of western society.
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post #20 of 29 (permalink) Old 01-22-2006, 05:15 PM
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Quote:
Originally Posted by smokinjohn
2003 Chev trailblazer 59.63 x 10 months
2004 Honda CBR 1000RR 28.10 x 10 months
2004 Honda Rebel 250 10.06 x 10 months
1990 Honda VFR 750 12.01 x 10 months
1999 Honda CBR600F4 14.33 x 10 months

Why 10 months?
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post #21 of 29 (permalink) Old 01-22-2006, 05:26 PM
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Quote:
Originally Posted by Kruz
Why 10 months?

Maybe he doesn't insure them in the winter.

I drop the insurance on my bikes from full coverage to just comprehensive each winter. Saves a few bucks.

Never a bad time to climb... unless the weather is really horrible, and then you climb inside!

I bleed GREEN
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post #22 of 29 (permalink) Old 01-22-2006, 05:59 PM
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Are you looking for full coverage for a bike on loan??...also, what's your age??

Tom

Quote:
Originally Posted by Tacitus
In a state where corruption abounds, laws must be very numerous.
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post #23 of 29 (permalink) Old 01-23-2006, 10:33 AM
 
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Hmmm country apparently wont quote over the net for Illinois. Or maybe Im at the wrong site......
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post #24 of 29 (permalink) Old 04-26-2006, 02:38 AM
 
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try checking out http://www.oneshopinsurance.com they have a couple of companies. i think they're like brokers.
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post #25 of 29 (permalink) Old 04-26-2006, 09:23 AM
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I have state farm with a 500 detuctible and I pay 380 for full coverage on the Busa and she just got insurance on her ninja 500 with a 500 detuctible and full coverage it's going to be 180 for a year. It all depends on your age, driving record, and if you have any other policies with the insurance agency.
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post #26 of 29 (permalink) Old 04-26-2006, 09:41 AM
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Another reminder I need to cancel the Triumph insurance! I should stop by Country on the way home, they have an office just across from CLC.

-Chris

NESBA/CCS #142
AIM: GroverSV650S
Dirtbikes are not submarines
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post #27 of 29 (permalink) Old 04-26-2006, 09:46 AM
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Quote:
Originally Posted by HEESH
we have state farm but i didn't know they just go by cc's. i thought they went by bike value because there was a price different between my 95 600 and the 04 600
(State Farm here) Personally i DO NOT KNOW the correct answer but i find it VERY hard to believe they go by CC's. I went from a 750 Kat to a 1299 Busa and it only went up $20 i think. Then this year my rates dropped more. I know having multiple policies obviously helps but how can companies VARY soo much?

<--Kelly

.

2000 Hayabusa
2006 Honda CRF50
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post #28 of 29 (permalink) Old 04-26-2006, 12:43 PM
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I know my driving record was horrible in the past, but in the last 4 years i've only gotten 1 ticket. And i was paying 1400 a year w/ American family insurance, which I didn't mind. But this year they jacked the price up to 2500 or somewhere around there. So now i'm in the ditch trying to find a insurance company. That i don't need to transfer my house or cars too. Which I don't mind switching cars to if they can offer the same price i pay now. But for the bike... I'm confused as to why, my insurance price from AFI would go up. Maybe they just don't want to cover my bike....argh... i'm just p/o'ed cause i'm still w/ AFI this month til i can find a better deal..

PIN: 20e2ecc7
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post #29 of 29 (permalink) Old 04-26-2006, 12:57 PM
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Quote:
Originally Posted by Incubi
I know my driving record was horrible in the past, but in the last 4 years i've only gotten 1 ticket. And i was paying 1400 a year w/ American family insurance, which I didn't mind. But this year they jacked the price up to 2500 or somewhere around there. So now i'm in the ditch trying to find a insurance company. That i don't need to transfer my house or cars too. Which I don't mind switching cars to if they can offer the same price i pay now. But for the bike... I'm confused as to why, my insurance price from AFI would go up. Maybe they just don't want to cover my bike....argh... i'm just p/o'ed cause i'm still w/ AFI this month til i can find a better deal..
Check out Country Finance and Insurance. They won't force you to switch your car over. I only have my bike insured with them.

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Handle : ChiefBDR

Quote:
Originally Posted by Kegger View Post
"Ride it like you have 30 monthly remaining payments" should keep most people out of trouble.
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