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post #1 of 20 (permalink) Old 04-17-2006, 01:44 PM Thread Starter
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Sportbike Ban?

Insurance official in Quebec suggests ban on sportbikes over 400cc

An insurance official in Quebec, Canada, has suggested that the provincial government ban sportbikes over 400cc, according to a Canadian news agency.

Sportbikes should be banned because crashes are causing insurance losses that are burdening other insurance customers, said John Harbour, director of the Quebec Automobile Insurance Company, which provides insurance in the province. Harbour comments were quoted by Canoe, a Quebec-based news agency.

He said other motorcyclists could expect to see increases of $100 Cdn a year in insurance premiums, but rates for sportbikes would skyrocket even higher.

"We have a huge problem," Harbour said. "We don't have a surplus. We are losing $100 million a year. It's not right to ask everyone to pay for the motorcycling community."

2006, American Motorcyclist Association




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post #2 of 20 (permalink) Old 04-17-2006, 01:50 PM
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post #3 of 20 (permalink) Old 04-17-2006, 01:50 PM
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So when do the cool 400cc(399) start going to Canada??????

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post #4 of 20 (permalink) Old 04-17-2006, 01:53 PM
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modify what's covered and what's not based on drivers making OVERLY OBVIOUS stupid choices. ie: You're going XX over in speed, you stand alone if you crash.

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post #5 of 20 (permalink) Old 04-17-2006, 01:54 PM
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Quote:
Originally Posted by Sticky
So when do the cool 400cc(399) start going to Canada??????
+ 1 I'd like to see some of the Hondas filter in there. Not to mention an '06 Fizzer 400?

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post #6 of 20 (permalink) Old 04-17-2006, 02:00 PM
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I think in Europe, Japan, and may be a few other countries if you have a 400cC and below bike you have a certain bike license. Above 400CC you are required to have a different bike license that requires you to pass a difficult course every year to keep that license.

The US should have the same.

Any ya hoo shouldn't be able to go buy the newest Rocket Ship without credentials of proper riding experience and training.

I have heard a handful of stories about someone going to a dealership, buying a bike (the fastest one possible) and having no riding experience and crashing rite when the leave the dealership.

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post #7 of 20 (permalink) Old 04-17-2006, 02:04 PM Thread Starter
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Quote:
Originally Posted by Grasshopper
I think in Europe, Japan, and may be a few other countries if you have a 400cC and below bike you have a certain bike license. Above 400CC you are required to have a different bike license that requires you to pass a difficult course every year to keep that license.

The US should have the same.

Any ya hoo shouldn't be able to go buy the newest Rocket Ship without credentials of proper riding experience and training.

I have heard a handful of stories about someone going to a dealership, buying a bike (the fastest one possible) and having no riding experience and crashing rite when the leave the dealership.
A handful???

we could fill a truck with all those stories




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post #8 of 20 (permalink) Old 04-17-2006, 02:09 PM
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Quote:
Originally Posted by Grasshopper
I think in Europe, Japan, and may be a few other countries if you have a 400cC and below bike you have a certain bike license. Above 400CC you are required to have a different bike license that requires you to pass a difficult course every year to keep that license.

The US should have the same.

Any ya hoo shouldn't be able to go buy the newest Rocket Ship without credentials of proper riding experience and training.

I have heard a handful of stories about someone going to a dealership, buying a bike (the fastest one possible) and having no riding experience and crashing rite when the leave the dealership.
It's called graduated licensing. It's a fantastic idea, good luck to the politician that tries to change things though!!

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post #9 of 20 (permalink) Old 04-17-2006, 02:11 PM
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interesting that the Canucks cant manage to make money but US Insurance companies continue to report H U G E profits in spite of the rash of natural disasters recentely.

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post #10 of 20 (permalink) Old 04-17-2006, 02:38 PM
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Quote:
Originally Posted by Vcook
It's called graduated licensing. It's a fantastic idea, good luck to the politician that tries to change things though!!
A few states require 'heavyweight' licenses for bigger displacement bikes.

I'm sure Harley would lobby against that though, they want riders off sportsters and onto big bikes within a year or two. Most politicians don't have the expertise to accurately draft legislation like that..in order to properly do it there would have to be different diplacement limits based on engine configuration..it would look like a CCS rulebook!

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post #11 of 20 (permalink) Old 04-17-2006, 02:50 PM Thread Starter
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Quote:
Originally Posted by Grover
A few states require 'heavyweight' licenses for bigger displacement bikes.

I'm sure Harley would lobby against that though, they want riders off sportsters and onto big bikes within a year or two. Most politicians don't have the expertise to accurately draft legislation like that..in order to properly do it there would have to be different diplacement limits based on engine configuration..it would look like a CCS rulebook!
Harley does offer training, I'm sure they would lobby for training waivers where you complete so many class's and ride a certain amount of miles then you can move up. I dont think doing it by years is a good idea. especially somewhere where the riding season is only 3 months long.

Or you could just limit it by horsepower numbers. Harley being 60 or 70 horse stock would fit right in to a two year rider. if the licensing is set up by the sportbike horsepower numbers.




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post #12 of 20 (permalink) Old 04-17-2006, 02:54 PM
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Quote:
Originally Posted by HDTony
Harley does offer training, I'm sure they would lobby for training waivers where you complete so many class's and ride a certain amount of miles then you can move up. I dont think doing it by years is a good idea. especially somewhere where the riding season is only 3 months long.

Or you could just limit it by horsepower numbers. Harley being 60 or 70 horse stock would fit right in to a two year rider. if the licensing is set up by the sportbike horsepower numbers.

I'd be hesitant to wish hp restrictions, it might result in state inspection to stay within guidelines.

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post #13 of 20 (permalink) Old 04-17-2006, 03:20 PM Thread Starter
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Quote:
Originally Posted by Sticky
I'd be hesitant to wish hp restrictions, it might result in state inspection to stay within guidelines.
Eeeeeyow, that sounds ugly. I'd word the law to published horsepower ratings




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post #14 of 20 (permalink) Old 04-17-2006, 03:20 PM
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from what I've read Japan already has horsepower limitations.. something I read said the new 1000RR over there has about 94 HP, and over here has 175..
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post #15 of 20 (permalink) Old 04-17-2006, 03:45 PM
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What a looser. Just charge the correct rate for the risk associated with it. No one else needs to pay for the bikers.


We have a similar problem in the US with health insurance. Over 70% of all hospital costs are associated with smoking, yet health insurance companies don't charge smokers an additional premium on group products. Smokers should pay more for health insurance.

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post #16 of 20 (permalink) Old 04-17-2006, 04:02 PM
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Quote:
Originally Posted by Blade Runner
What a looser. Just charge the correct rate for the risk associated with it. No one else needs to pay for the bikers.


We have a similar problem in the US with health insurance. Over 70% of all hospital costs are associated with smoking, yet health insurance companies don't charge smokers an additional premium on group products. Smokers should pay more for health insurance.
There's also a disproportion of money spent on 'end of life' care.

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post #17 of 20 (permalink) Old 04-17-2006, 04:19 PM
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Can someone provide a link to this story so we can discuss it on wednesday at the ABATE membership meeting, just in case that is. The meeting is at the Park Ridge VFW located on the corner of Higgins and Canfield at 8:00pm

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post #18 of 20 (permalink) Old 04-17-2006, 04:24 PM Thread Starter
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http://www.amadirectlink.com/news/2006/Quebec.asp




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post #19 of 20 (permalink) Old 04-17-2006, 05:43 PM
 
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Outlawing sportbikes is ridiculous. Like Bruce says, they just need to rate for them correctly. If it takes $2000 a year to make the pool work, then that is what they should charge. Doing this alone would probably weed out a lot of the new riders buying these bikes which would in turn start the cycle of decreasing their insurance rates. Eventually it would find a nice medium.

I hate to sound pessimestic but be prepared for the U.S. insurance companies that currently rate based on displacement alone to switch to a rating based on bike classification. Farmer's and several other companies already do this but SF does not. It's just a matter of time until the $200 annual premium on a Hayabusa or R1 is gone for good.......
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post #20 of 20 (permalink) Old 04-18-2006, 09:58 AM
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Thanks for the link, will bring it up tomorrow.

PJ

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