Join Date: Jan 2005
Sportbike: '06 CBR1000RR
Years Riding: Just a nOob
How you found us: Google...duh
First, if he paid the collection, calling the agency and asking to have them to delete it is his best option. If he hasn't paid it, he still needs to contact them so he can get it resolved. Calling the collection agency in no way is an admition that the debt is valid.
Arch- No it isn't perjury, since it can't be proved that you honestly didn't know when you disputed it. All disputing does is force the debt collector to produce evidence that it is in fact your debt and to supply you with copies of that documentation.
+1 to the rapid rescore, it does work. However the collection agency should send the deletion order directly to the credit bureau it first reported the collection to.
To go back to the issue, just dispute everything you want, and you never know what will come off. I would dispute all negative items.
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