I feel like I'm 16 again - Chicagoland Sportbikes
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post #1 of 32 (permalink) Old 03-24-2003, 01:41 PM Thread Starter
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I feel like I'm 16 again

I called up State Farm today to get a quote on my new Civic. They want $90 a month. I asked them if they thought I was sixteen? They say that's what it is. even after I told them they got to come down or lose all my policies. I guess it's time to look for some cheaper insurance.

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post #2 of 32 (permalink) Old 03-24-2003, 01:48 PM
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post #3 of 32 (permalink) Old 03-24-2003, 01:50 PM Thread Starter
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Quote:
Originally posted by Champ91
i hear ya

YOu know what's funny......I paid $92 a month on a Camero with a 350 motor in it when I was 16.


Insurance Nazis

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post #4 of 32 (permalink) Old 03-24-2003, 01:58 PM
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Yanno when I was younger and had a Baretta GT they wanted ALOT more for a Frick'n HONDA then my GT. So I kept the GT

I can't see why the Honda is so expensive hell there dime a dozen anymore


DAMN RICERS


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post #5 of 32 (permalink) Old 03-24-2003, 02:06 PM
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isn't the accord one of the most stolen cars? you got a lil' accord....that may be a reason why?
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post #6 of 32 (permalink) Old 03-24-2003, 02:09 PM Thread Starter
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Quote:
Originally posted by GautamCity
isn't the accord one of the most stolen cars? you got a lil' accord....that may be a reason why?

It's a CIVIC

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post #7 of 32 (permalink) Old 03-24-2003, 02:13 PM Thread Starter
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The Civic didn't even make the list of Consumer reports top ten theft claims cars

http://www.consumerreports.org/main/...older_id=18151

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post #8 of 32 (permalink) Old 03-24-2003, 02:17 PM
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Quote:
Originally posted by Crazy



YOu know what's funny......I paid $92 a month on a Camero with a 350 motor in it when I was 16.


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You too? And it's CAMARO
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post #9 of 32 (permalink) Old 03-24-2003, 02:19 PM Thread Starter
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Quote:
Originally posted by crazeinc


You too? And it's CAMARO
Looks like I'm going to have to copy paste Odysseys spelling disclaimer

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post #10 of 32 (permalink) Old 03-24-2003, 02:20 PM
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Quote:
Originally posted by Crazy
The Civic didn't even make the list of Consumer reports top ten theft claims cars

http://www.consumerreports.org/main/...older_id=18151
It has in the past.

Chris
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post #11 of 32 (permalink) Old 03-24-2003, 02:25 PM Thread Starter
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Quote:
Originally posted by Vcook


It has in the past.

I did see that. With the other body style

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post #12 of 32 (permalink) Old 03-24-2003, 02:34 PM
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Quote:
Originally posted by Crazy
The Civic didn't even make the list of Consumer reports top ten theft claims cars

http://www.consumerreports.org/main/...older_id=18151
isn't the integra (which is number 1 in both categories) just the acura counterpart for the civic????
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post #13 of 32 (permalink) Old 03-24-2003, 02:36 PM
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$90/mo?! Holy cow, that sounds high for what it is. G-city is probably right though about the theft thing. I was quoted $75.mo on a '02 Avalanche 2500, 100/300/100, driving it 30k miles per year.
Sounds like your getting hosed.
Good Luck.

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post #14 of 32 (permalink) Old 03-24-2003, 02:41 PM Thread Starter
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Quote:
Originally posted by GautamCity


isn't the integra (which is number 1 in both categories) just the acura counterpart for the civic????

Yes, but in the last few years Honda has taken that into consideration and made less of their parts interchangeable. Reguardless there is no way I should pay this for a Civic. I'm 28 years old and these are outrageous. I'm positive I'll find a better price. In the meantime I took my passenger medical coverage down to $5000 from $100,000 to make it $80 a month. I don't really drive people around much anyway and the people I do drive around I know they have their own health insurance.

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post #15 of 32 (permalink) Old 03-24-2003, 02:42 PM
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Umm Crazy....being the State Farm expert you are (re:trackbike insurance thread)

Shouldn't you have checked rates BEFORE purchasing a new vehicle?
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post #16 of 32 (permalink) Old 03-24-2003, 02:47 PM Thread Starter
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Quote:
Originally posted by Kruz
Umm Crazy....being the State Farm expert you are (re:trackbike insurance thread)

Shouldn't you have checked rates BEFORE purchasing a new vehicle?

Kruz,

I'm not going to get rid of the car because of it. If it was a sportscar or exotic or soemthing I would have checked into it more. I honestly don't see how it could be more than my Escape or for that matter more than the truck I used to have that was more than $30k and 4x4. It doesn't make sense. Also by Illinois state law they need to insure my vehicle for 30 days even if I don't set it up with them. That'll give me time to see what I need to do. So either way I wasn't worried about buying the car before I checked the insurance.

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post #17 of 32 (permalink) Old 03-24-2003, 03:44 PM
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Im with you on that being outrageous......BUT you should have called your agent for a quote first.

Would you believe that I pay Statefarm $116 a month for the 02 Tahoe AND the 99 Wrangler....full coverage...probably too much.
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post #18 of 32 (permalink) Old 03-24-2003, 03:50 PM Thread Starter
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Quote:
Originally posted by Kruz
Im with you on that being outrageous......BUT you should have called your agent for a quote first.

Would you believe that I pay Statefarm $116 a month for the 02 Tahoe AND the 99 Wrangler....full coverage...probably too much.

Wait a minute. $116 for both together or each $116 a month???

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post #19 of 32 (permalink) Old 03-24-2003, 03:53 PM
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You got me wondering now. I just emailed my agent to price out insurance on a new Civic or Corolla S. Of course I'm old and parental.

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post #20 of 32 (permalink) Old 03-24-2003, 04:13 PM
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BOTH.....

Now keep in mind I live 9 miles from work and CHeryl lives 1 mile from work so we get the low mileage discount, but its not that considerable of a change. I also carry $500 collision deductibles.
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post #21 of 32 (permalink) Old 03-24-2003, 04:13 PM
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post #22 of 32 (permalink) Old 03-24-2003, 04:21 PM
 
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I've got the Acura RSX type S (the new Integra)... I pay $96 per month with State Farm. Just $6 more than a Civic? That is crazy

I think insurance is high on all "ricer" type cars like the Civic, kids get them and modify them, race them, steal them...

A year and 2 months ago, I was paying $400 less a year to insure my Dodge Avenger
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post #23 of 32 (permalink) Old 03-24-2003, 04:25 PM
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Well considering car prices are based on claim history with that particular vehicle. It kind of makes scense. Think about all the 16 year old kids that have wrecked civics becasue it the most popular rice vehicle out there. but your right they cshould give you a break since your older. hell yo8u should get a discount becasue your not putting stickers all over it and a fart can muffler.




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post #24 of 32 (permalink) Old 03-24-2003, 04:26 PM
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Yep, these cars have previously been known to be cheap to buy, operate, and insure. Teen drivers buy them, soup them up, and race them, leading to higher risk assessment for these vehicles. They are probably stolen at a higher rates too, both because they are parked in bad locations and have lots of aftermarket upgrades.

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post #25 of 32 (permalink) Old 03-24-2003, 04:49 PM
 
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That's not too far off nessesarily. I pay $218 for my new Corolla, my biek and my home owners. It's dropping ot around $120 when I turn 25.


FYI for whoever mentioned it - the interga was never the same as a civic.... the Prelude used the same chassis and motor. Both are disontinued with the new RSX and the accord coupe more or less replaced the prelude.

Japanesse makes share a lot of ancillary parts, but rarely have exact clones like the Taurus/Sable, Cirrus/Stratus, Voyager/Caravan, GMC/Chevy.
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post #26 of 32 (permalink) Old 03-24-2003, 05:03 PM
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Quote:
Originally posted by cherrypicker
That's not too far off nessesarily. I pay $218 for my new Corolla, my biek and my home owners. It's dropping ot around $120 when I turn 25.


FYI for whoever mentioned it - the interga was never the same as a civic.... the Prelude used the same chassis and motor. Both are disontinued with the new RSX and the accord coupe more or less replaced the prelude.

Japanesse makes share a lot of ancillary parts, but rarely have exact clones like the Taurus/Sable, Cirrus/Stratus, Voyager/Caravan, GMC/Chevy.
the prelude and integra did not share motors. the integra was based off the civic frame, but also did not share motors.

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post #27 of 32 (permalink) Old 03-24-2003, 07:21 PM
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Don't feel too bad, I pay $180/month for my 2002 Silverado (it's the stripped down, no power nothing work truck version too). I have a clean driving record but I'm only 22. Lately I've really been thinking about buying a new bike and the only reason I can't is having full coverage on a bike would kill me (I have liability only on my FZR).

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post #28 of 32 (permalink) Old 03-24-2003, 07:57 PM
 
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Quote:
Originally posted by Vcook


the prelude and integra did not share motors. the integra was based off the civic frame, but also did not share motors.
Damnit.... I was misled by Car and Driver Magazine. I heard they're owned by the french... so I guess it figures.
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post #29 of 32 (permalink) Old 03-24-2003, 08:39 PM
 
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Ill call my state farm agent and see how much a 2003 Civic would be for me....Now I'm curious.....a 2003 GTP was going to br 63$ a month full coverage.....
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post #30 of 32 (permalink) Old 03-24-2003, 08:41 PM
 
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Did I mention my wife pays 6.20$ a month for full coverage on her 1998 900RR?
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