Credit Cards in Europe - Chicagoland Sportbikes
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post #1 of 14 (permalink) Old 01-25-2008, 04:00 PM Thread Starter
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Credit Cards in Europe

I have been looking on line and getting mixed input on using credit cards for gas stations in Europe. I have heard in France they require a special credit card and done take visa. I will be driving in Germany, Italy, France and Spain. I need to know if I will need to get euros to cover gas as well.

Any help would be much appreciated. Thanks in advance!!!!

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post #2 of 14 (permalink) Old 01-25-2008, 04:02 PM
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Have you considered simply getting a local and accepted pre-paid credit card when you get there?
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post #3 of 14 (permalink) Old 01-25-2008, 04:03 PM
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Carp. I can't remember what was the cheapest thing to do. I think most of those countries have ATM's that will accept our cards. I know the only problem is understanding the language. Where's Meech or her bf, Drama?

When I went to Spain, I did it the old fashioned expensive way. I bought traveler's checks here, then went to a bank over there and cashed them. A PITA and expensive, but safe.
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post #4 of 14 (permalink) Old 01-25-2008, 04:10 PM
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Quote:
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Carp.
They only take fish as currency in Finland.

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When I went to Spain, I did it the old fashioned expensive way. I bought traveler's checks here, then went to a bank over there and cashed them. A PITA and expensive, but safe.
Depending on how long you're going to be there, I'd go Traveler's Cheques too. If you are using your credit card, make sure to call them to let them know you're going to be using it overseas. Also be aware that some CC companies charge you for using your card if it's in a currency different from USD. Hell, wouldn't be a bad idea to call the CC company to ask them if they know what to do about buying gas.

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post #5 of 14 (permalink) Old 01-25-2008, 04:12 PM
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They only take fish as currency in Finland.



Depending on how long you're going to be there, I'd go Traveler's Cheques too. If you are using your credit card, make sure to call them to let them know you're going to be using it overseas. Also be aware that some CC companies charge you for using your card if it's in a currency different from USD. Hell, wouldn't be a bad idea to call the CC company to ask them if they know what to do about buying gas.
What he said, I had to let my bank know, and since I had a mortgage/premium checking package they didn't charge me extra. The banks over there charged me for using it though. So you can get hit 2x.
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post #6 of 14 (permalink) Old 01-25-2008, 04:13 PM
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When I visted Denmark the last couple of years, visa and mastercard are accepted pretty much everywhere, except alot of merchants require that you enter a PIN. If you have a PIN, for your Visa, you shouldn't have any problems.

Also you might want to let your card company know you'll be travelling abroad so they don't red flag/deny any purchases.

hope this helps!

Look, I can appreciate this. I was young too, I felt just like you. Hated authority, hated all my bosses, thought they were full of shit. Look, it's like they say, if you're not a rebel by the age of 20, you got no heart, but if you haven't turned establishment by 30, you've got no brains. Because there are no story-book romances, no fairy-tale endings. So before you run out and change the world, ask yourself, "What do you really want?"
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post #7 of 14 (permalink) Old 01-25-2008, 04:14 PM
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I've never had problems using either Visa, Amex or Mastercard in Europe. Can't say that I've tried to buy gas in France, so who knows...
ATMs are ALL over the place. Years ago I had problems using a Fifth Third ATM card as it wouldn't work in all ATMs. I'm now Chase and have had no problems. If you are paranoid, you may want to let your Card company know you are traveling so they don't suspect fraud and can confirm that they work in Europe.

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post #8 of 14 (permalink) Old 01-25-2008, 04:31 PM
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You can use most of your cards there with no issue. I would call my CC company to inquire what type of currency conversion charges they have and also to let them know that you will be planning on using them in Europe from xxxx date to xxxx date.
BTW, when I was in Germany two summers ago, most of the gas stations did not have credit card access at the pumps. You have to go inside to pay up. Don't forget like I did

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post #9 of 14 (permalink) Old 01-25-2008, 04:33 PM
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what everyone else said so far....I do remember the last itme I was over there, and this was right as the Euro was coming into effect was you always wanted to use your card in the ATMs because it was up to the minute exchange rate as it fluctuated on the market instead of taking in cash or checks someplace to get it exchanged, most cash places only update the rate at the beginning of the day based on what it closed at the night before.
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post #10 of 14 (permalink) Old 01-25-2008, 04:45 PM Thread Starter
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Thanks for the advice guys!

Yeah I always let my CC company know when i travel for sure. And when I was in Italy recently I used my CC there no problem, at restaurants and hotels. There is no added fee for the conversion, just a simple realtime exchange rate. I just never bought gas when I was in Italy.

Just want to make sure I am prepared!

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post #11 of 14 (permalink) Old 01-25-2008, 05:09 PM
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visa or mastercard and you are golden. i had both them when i was out in europe. i hit all but germany without any problems.
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post #12 of 14 (permalink) Old 01-25-2008, 05:11 PM Thread Starter
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visa or mastercard and you are golden. i had both them when i was out in europe. i hit all but germany without any problems.
you get gas there too?

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post #13 of 14 (permalink) Old 01-25-2008, 05:19 PM
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I've used my check card visa in Poland, Ireland, Germany, and Kuwait. Both at ATM and as VISA for purchases. No extra fees, smooth like butter. I love my credit union.
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post #14 of 14 (permalink) Old 01-25-2008, 05:34 PM
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