Insurance company called me today... - Chicagoland Sportbikes
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post #1 of 15 (permalink) Old 07-29-2003, 04:32 AM Thread Starter
I've fallen & givin up =(
 
Join Date: May 2003
Location: Chicago
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Sportbike: 99 Honda CBR F4
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Insurance company called me today...

The bike was claimed a total loss... The bike wasnt in that bad of a accident... But i think the swingarm had some damages so they decided to total the bike... They're towing the bike tomorrow and gonna call me back to tell me how much it'll cost to buy it back... This really blows...

Yellow and black 99 Honda CBR F4 M.I.A.

Dont think imma ride anymore =(
Down dates 6/8/03-6/8/04
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post #2 of 15 (permalink) Old 07-29-2003, 07:46 AM
freaking newbies, man there slow, ha ha ha
 
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Whay is that so terrible.... aybe the frame and swing arm were bent. Now you can go get a new bike. I've always hoped my biek would get totalled.
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post #3 of 15 (permalink) Old 07-29-2003, 08:51 AM
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Correct me if I'm wrong........

Aren't you the same guy who said that your bike was stolen, then recovered and the insurance said they will not cover anything on it?

So why are they TOTALLING the bike and towing the bike and making you pay for taking it back?

I'm a bit confused.
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post #4 of 15 (permalink) Old 07-29-2003, 09:16 AM
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Quote:
Originally posted by MeggysGixxer
Correct me if I'm wrong........

Aren't you the same guy who said that your bike was stolen, then recovered and the insurance said they will not cover anything on it?

So why are they TOTALLING the bike and towing the bike and making you pay for taking it back?

I'm a bit confused.
That guy had an R-6, I think this is the guy that got rear-ended with the balloons.

<--------Sticky Nicky
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post #5 of 15 (permalink) Old 07-29-2003, 09:20 AM
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Come on, come on,

remember we are all mind readers here.

Use your telepathy skills
post #6 of 15 (permalink) Old 07-29-2003, 09:39 AM
Evil Moderatrix
 
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Aren't Illinois residents prohibited from buying back their insurance salvage? Think you need to have a special license.

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post #7 of 15 (permalink) Old 07-29-2003, 09:41 AM
Beep Beep Richie
 
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Quote:
Originally posted by KBOlsen
Aren't Illinois residents prohibited from buying back their insurance salvage? Think you need to have a special license.
Yes- By law you must be a state licensed cycle rebuilder to buy a IL Salvage titled bike.

Don't think anything would stop said licensed rebuilder from reselling to anyone they want though???

Q: Do you still miss the 500cc two-strokes?

A: Always, yes.
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post #8 of 15 (permalink) Old 07-29-2003, 10:38 AM
car guy with a bike :D
 
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Quote:
Originally posted by KBOlsen
Aren't Illinois residents prohibited from buying back their insurance salvage? Think you need to have a special license.
i tried to buy back my first TA that someone totaled and they said i needed a special license. now its rebuilt and in ohio or some place. i feel sorry for that pour soul.

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post #9 of 15 (permalink) Old 07-29-2003, 12:22 PM Thread Starter
I've fallen & givin up =(
 
Join Date: May 2003
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Im mad only because i only had this bike for 17 days when i got hit... Its my first bike and basically my summer was ruined from this due to having a fractured spine... Im not sure about the laws in Illinois buying a totalled bike, but the insurance company has already offered me to buy the bike back... Sticky is correct, the guy MeggyGixxer was talking about was the R6 guy...

Yellow and black 99 Honda CBR F4 M.I.A.

Dont think imma ride anymore =(
Down dates 6/8/03-6/8/04
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post #10 of 15 (permalink) Old 07-29-2003, 02:02 PM
freaking newbies, man there slow, ha ha ha
 
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Quote:
Originally posted by cherrypicker
Whay is that so terrible.... aybe the frame and swing arm were bent. Now you can go get a new bike. I've always hoped my biek would get totalled.
LOL. I had to laugh when I read this. I also wouldn't mind if the F3 got damaged beyond repair just so long as I'm not hurt.
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post #11 of 15 (permalink) Old 07-29-2003, 02:30 PM
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Sorry my confusion. But I agree with the rest.. you can't buy your bike back after it was totaled unless you have a dealer license.
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post #12 of 15 (permalink) Old 07-29-2003, 03:06 PM
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Well you cant buy it back, but you can except a reduced settlement price to be able to keep the bike. The loan company wont like you doing it if its financed

This is a cash and carry world - pay as you go
sometimes you only have to pay a little, mostly it's alot, once in a while it's all you have.
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post #13 of 15 (permalink) Old 07-29-2003, 05:23 PM Thread Starter
I've fallen & givin up =(
 
Join Date: May 2003
Location: Chicago
Posts: 80
Location: Chicago
Sportbike: 99 Honda CBR F4
Years Riding: May 30, 03
How you found us: searched...
 
I am kind glad i dont have to ride that bike anymore cuz i dont feel safe if the swingarm is bent... But this is my first bike and it kinda grew on me altho i didnt really want the bike in the first place... This was the only bike i could get considering my credit history... I am financing the bike, so i doubt i'll buy it back due to the swingarm...

Yellow and black 99 Honda CBR F4 M.I.A.

Dont think imma ride anymore =(
Down dates 6/8/03-6/8/04
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post #14 of 15 (permalink) Old 07-29-2003, 08:14 PM
Awara 1
 
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post #15 of 15 (permalink) Old 07-29-2003, 09:04 PM
Lovin this Twin
 
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Quote:
Originally posted by cherrypicker
I've always hoped my biek would get totalled.



Is this a difficult task?

This is gonna hurt!
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