Insurance - Chicagoland Sportbikes
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post #1 of 11 (permalink) Old 05-06-2009, 11:10 PM Thread Starter
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Join Date: Mar 2009
Location: chicago il
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Sportbike: 2007 yamaha r6
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Insurance

Looking to get insurance for my bike
wondering if anyone know of a place to go to for a good price

or tricks to lower the price

i was already quoted around $2000 for the year
so i'm wondering if anyone knows how to lower this???

2007 Yamaha R6
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post #2 of 11 (permalink) Old 05-06-2009, 11:12 PM
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state farm has the lowest rates and best coverage, IMO.

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post #3 of 11 (permalink) Old 05-06-2009, 11:13 PM Thread Starter
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thanks

any tricks to lower it

2007 Yamaha R6
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post #4 of 11 (permalink) Old 05-06-2009, 11:15 PM
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Quote:
Originally Posted by cailin View Post
state farm has the lowest rates and best coverage, IMO.
+1

All the other major companies quoted me between 1500 and 2700, but State Farm got me the same coverage for about 400.

__________________________________________
Quote:
Originally Posted by Poser33 View Post
WTF! MNDZA just got here and allready he's been quoted in a sig...... Guess I'm just like dungeons and dragons. Cool only when nobody you hang out with knows your a nerd. "Naw I can't. I'm kinda busy tonight..... Gonna go visit with.. grandma. Yeah Grandma."
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post #5 of 11 (permalink) Old 05-06-2009, 11:18 PM
 
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I swear by Progressive. From my experience, they have the lowest prices out of any of them.
My roommate just dropped his coverage $300 a year(K7 GSXR600) going from Geico to Progressive. He quoted others but Progressive was the cheapest.


-Eric
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post #6 of 11 (permalink) Old 05-06-2009, 11:28 PM
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How old are you? Age plays a big part of it. There are no legal "tricks" to get it cheaper

Country Ins has been good to me

Eric
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post #7 of 11 (permalink) Old 05-06-2009, 11:28 PM
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your insurance should depend on your credit rating and your driving history, with age and bike factored in- Allstate gave me the best rate for the exact same coverage and was about $300-$500 cheaper annually than both progressive and geico.
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post #8 of 11 (permalink) Old 05-06-2009, 11:30 PM
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Quote:
Originally Posted by cailin View Post
state farm has the lowest rates and best coverage, IMO.
Bull Shit
I have all my stuff (cars and house - best deal) insured in State farm but my bike is in Allstate.
Insurance for my Warrior:

State Farm was 447$
Geico - 420$
American Family 480$
and
Allstate - 227$ for all the same coverage.

State Farm is ok but they look at CC and my bike has all 1700 of them.

" Never drive faster, than your guardian angel can fly."

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post #9 of 11 (permalink) Old 05-06-2009, 11:34 PM
My mom says I'm cool
 
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Quote:
Originally Posted by c2000 View Post
Bull Shit
I have all my stuff (cars and house - best deal) insured in State farm but my bike is in Allstate.
Insurance for my Warrior:

State Farm was 447$
Geico - 420$
American Family 480$
and
Allstate - 227$ for all the same coverage.

State Farm is ok but they look at CC and my bike has all 1700 of them.
Well OBVIOUSLY insurance will cost different from each company for each person. My best pricing came from State Farm and several people I know got the best deal from them as well. You may get a better deal elsewhere. So technically, this question is pointless. Just call each insurance carrier and get a quote for YOU. Then pick the one you want. Simple and guaranteed accuracy.

__________________________________________
Quote:
Originally Posted by Poser33 View Post
WTF! MNDZA just got here and allready he's been quoted in a sig...... Guess I'm just like dungeons and dragons. Cool only when nobody you hang out with knows your a nerd. "Naw I can't. I'm kinda busy tonight..... Gonna go visit with.. grandma. Yeah Grandma."
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post #10 of 11 (permalink) Old 05-06-2009, 11:36 PM
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I'm 25 got full coverage from State Farm 50/month.
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post #11 of 11 (permalink) Old 05-07-2009, 10:31 AM
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I insure 5 street bikes and a dirt bike with Dairyland, Progressive and a specialist company of Met Life (Condon & Skelly, they specialize in antique / vintage bikes) through an agency. I switched to the Rider's Choice agency about 2 years ago and it's amazing what I've saved in costs for the same coverage and in one case the same company.
It's run by a fellow member of the Chicago Norton Owners club's wife. Her name is Miriam and she knows her stuff about insurance. It couldn't hurt to check with her...age, driving record and other factors enter in to what insurance rate a company will charge, but if she can save you some bucks, she will. She's not an agent for a specific company, she's an independant broker who works for you, not the company. You can reach her at (630)204-4178.

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