Join Date: Sep 2004
Sportbike: 04 Zuma, 06 Crf50
Years Riding: sho' nuff!
How you found us: Nesba
State farm covers bike at track??
I just got off the phone with the state farm agent. i don't really think she knew what she was talking about, but herre goes:
1. I asked if it would be covered at the track- she said yes it would, why would it be covered somewhere and not somewhere else?
2. I asked are you sure (about 8 times)? I said i didn't want to have to fill out a claim and say it happened at the track and be SOL.
3. I was asking her about just getting fire and theft, etc sort of a comprehensive only, since i would be using it at the track only and don't need liability and i seriously doubt they will pay collision or comp at the track anyway. She said something about having to suspend my coverage and blah blah. i gave examples of if the bike got stolen or fell off the truck in transport,etc. i don't think she got what i was talking about. I finally asked her if they insure off road bikes or atv's etc and said that i would need something like that.
Basically she's going to have to get back to me.
I also asked about ditching the "medical coverage" she said you need to have that? Is that true?
Anyone have experience w/ insurance and track or state farm?