crash on track - Chicagoland Sportbikes
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post #1 of 10 (permalink) Old 07-16-2007, 05:04 PM Thread Starter
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crash on track

Who knows the dues and dont's of insurance coverage for average track riders that are just out to learn and end up crashing?
1 Is it a hasle
2 does coverage stay the same
3 Which big companies cover this
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post #2 of 10 (permalink) Old 07-16-2007, 05:07 PM
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I know State Farm will cover it as long as the rider isn't racing.

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Originally Posted by Kegger View Post
"Ride it like you have 30 monthly remaining payments" should keep most people out of trouble.
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post #3 of 10 (permalink) Old 07-16-2007, 05:13 PM
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ditto, if you have state farm you better drag the bike in the street somewhere lol

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post #4 of 10 (permalink) Old 07-16-2007, 05:27 PM
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As long as it is not a timed event your ins company should cover it. i know State Farm will.
post #5 of 10 (permalink) Old 07-16-2007, 05:28 PM
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Most insurance companies I've dealt with will cover the bike as long as it is not a timed, competitive racing event. Open track days can be considered structured, training events.

That said, a claim on a wadded-up street bike will do some damage to your premiums and might cost more in the long run.

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post #6 of 10 (permalink) Old 07-16-2007, 05:53 PM
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Like everyone else has said you should be o.k. with your vehicle insurance but watch out for the premium hike.

However, if you haven't done so already, you may want to check with your health provider and make sure they tell you what is in the small print.


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post #7 of 10 (permalink) Old 07-16-2007, 08:00 PM

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Originally Posted by G2G View Post
As long as it is not a timed event your ins company should cover it. i know State Farm will.

Thats what they have told me. I know State Farm took care of Julio when he had an incident.

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post #8 of 10 (permalink) Old 07-16-2007, 08:34 PM
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Originally Posted by G2G View Post
As long as it is not a timed event your ins company should cover it. i know State Farm will.
+2 As long as it isn't a "Race" "Timed Event" ect. State Farm will and does cover "Track Days".


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post #9 of 10 (permalink) Old 07-20-2007, 10:11 AM
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I crashed at Autobahn 2 yrs ago,Progressive covered everything. I told them it was a riding school.NOT racing. They make that distinction.
Had check in hand less than 2 weeks later.

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post #10 of 10 (permalink) Old 07-20-2007, 11:21 AM
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Geico covers as well since NESBA events are considered "instructional" and not Race days.

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