Mine has been going up close to $100 every year (no tickets.) Dunno why but it's getting annoying!!!
Started off at $360/yr for full coverage on my CBR600 when I was 16... slowly crept up to $800/yr, then I turned 21, and it dropped back to $400/yr. I'll be 25 next month, and it's crept back up to $800/yr again.
Oh well - they're still cheaper than anybody else...